Financial Literacy

Credit & Debt

Understand credit scores, build credit from zero and make a plan for debt.

Why Credit Matters

In the U.S., your credit history can affect renting an apartment, getting a phone plan or buying a car. Many newcomers start with no credit history at all. That's normal, and it can be built.

You'll learn

  • What a credit score is and who uses it
  • Safe ways to start building credit
  • How to read a credit report for free
  • How to make a plan to pay down debt

Get Help With Credit

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